FastIQ Mortgage Intelligence
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Credit & readiness

Readiness visibility before it becomes a problem.

FastIQ surfaces credit-related signals and qualification gaps before the file reaches the lender — giving brokers time to work the problem instead of react to it.

What it is

Credit readiness, surfaced before submission.

Every file has risk points. FastIQ helps brokers identify them early — before submission, before the appraisal, before a conditional approval creates a difficult conversation.

Credit signals, qualification gaps and exception risks are visible at the stage where they can still be addressed.

Real product

Signals are visible before the file moves.

FastIQ separates engagement, intent, readiness and trust so an operator can see what is known and what still needs attention.

Actual FastIQ UI
Borrower MomentumFastIQ staging
FastIQ readiness and borrower momentum signals with recommended next action
The panel prioritizes workflow; it is not a credit decision or underwriting result.

Captured in controlled FastIQ environments using synthetic, aggregate, placeholder or public demonstration information. Live rates and operational totals change over time.

What it covers

Readiness tracking includes.

Credit score thresholds by lender and product type

DTI signals relative to program guidelines

Document completeness checks before the file moves forward

Exception flags tied to known lender overlays

Readiness score per file across key qualification dimensions

Most Likely AUS Finding is a broker-side predictive model used for pre-submission visibility. It is not a live AUS submission, not an AUS response, and not an underwriting decision.

Important distinction

What this is not.

Not an AUS submission or live AUS finding

Not a credit decisioning tool

Not underwriting

Not a final qualification determination

Next step

Surface readiness issues before they become problems.

Request access to see how credit readiness signals fit your pre-submission workflow.