Financial analysis that shows which mortgage structure builds the stronger position.
Fast Intelligence evaluates live lender pricing against the borrower’s objective and time horizon — measuring cash retained, monthly obligation, remaining principal, net position, and the month the advantage changes. The rest of FastIQ is built around that decision.
The invention
Rate is an input. The borrower’s financial position is the decision.
A rate sheet can show price and payment. Fast Intelligence goes further: it compares the full economic effect of each eligible structure over the period the borrower actually expects to hold the loan.
The analysis accounts for liquidity at closing, the monthly obligation difference, cash-flow recovery, remaining principal, net position at the stated horizon, and the total-position crossover month. It then turns those figures into an explainable borrower-specific recommendation.
Fast Intelligence is patent pending. The authority-preserving pricing recommendation system is the subject of a provisional application filed under 35 U.S.C. § 111(b).
Real product
Live pricing feeds the analysis. It is not the product’s final answer.
The pricing workspace supplies eligible structures. Fast Intelligence evaluates their financial effect against the borrower’s objective and time horizon.
Captured in controlled FastIQ environments using synthetic, aggregate, placeholder or public demonstration information. Live rates and operational totals change over time.
Plans
Choose how your brokerage puts Fast Intelligence to work.
$249/mo
For solo loan officers ready to work smarter.
- ✓Live multi-lender pricing engine (PPE)
- ✓Rate sheet analysis & LLPA management
- ✓Decision analysis — nine verdict-first panels
- ✓Kelly AI borrower portal
- ✓James AI loan processor
- ✓Quote PDF generation
- ✓Borrower-facing rate portal
- ✓Email & SMS campaign tools
- ✓MISMO 3.4 export
$449/mo
Full intelligence suite for producing LOs.
- ✓Everything in Originator
- ✓Advanced hold-period scoring
- ✓Break-even & NPV analytics
- ✓MI strategy analysis — PMI vs LPMI vs piggyback
- ✓ARM support with corrected amortization
- ✓Equity velocity & inflation arbitrage tools
- ✓Lender competition engine
- ✓Priority support
$749/mo
Multi-LO team management and shared pipeline.
- ✓Everything in Pro
- ✓Up to 5 loan officers
- ✓Shared pipeline & lead routing
- ✓Team analytics dashboard
- ✓Admin controls & permissions
- ✓Brokerage-level reporting
- ✓Co-branded Strategy Portals
$1,290/mo
Enterprise deployment for full brokerages.
- ✓Everything in Team
- ✓Up to 10 loan officers
- ✓White-label portal & custom domain
- ✓Multi-tenant architecture
- ✓Enterprise MFA/2FA enforcement
- ✓Dedicated onboarding & migration
- ✓Custom integrations & API access
- ✓Dedicated account manager
Custom
Custom deployment for large-scale operations.
- ✓Everything in Brokerage
- ✓Unlimited loan officers
- ✓Custom SLA & uptime guarantee
- ✓Dedicated infrastructure options
- ✓Advanced security & compliance review
- ✓White-glove migration & onboarding
- ✓Custom development & API partnership
- ✓Executive business reviews
All plans include MISMO 3.4 export and unlimited loan scenarios. No hidden fees. No per-loan charges. No LOS integration required — FastIQ owns the full loan lifecycle natively. Cancel anytime.
Next step
Not sure which plan fits?
Tell us about your operation and we'll confirm the right tier before you commit to anything.